Housing Services
Affordable homeownership is within reach.
Habitat partners with first-time homebuyers to build a more prosperous, vibrant community and make sure everyone has a place to call home.
Buy A Home
Ready to take the first step toward homeownership? We work with income-qualifying families to build and rehabilitate affordable, energy-efficient homes — with a mortgage designed to stay manageable no matter what the market does.
Home Repair
Already a homeowner but struggling to keep up with critical repairs? We help existing homeowners in Tompkins and Cortland Counties make repairs and accessibility improvements to their homes so you can safely and comfortably stay in the place you already love
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Financial Readiness
Habitat homeownership isn’t just about building, it’s about financial readiness, too. Habitat’s homeownership program includes financial training classes so you can improve your credit, feel more in control of your finances, and be fully prepared to qualify for a mortgage.
The affordability of this home is an amazing aspect. I am able to pay less with Habitat than I have had to pay for small apartments that didn’t fit our needs. This house is a miracle of stability.
– Soledad, Habitat Homeowner
Not Sure Where to Start?
You don’t need to have it all figured out before you reach out.
Tell us a little bit about your housing situation and we’ll help you find the right next step.